well basically i owed a gas/electric company some money on my bill i could not afford to pay the bill so thye installed a meter so i could pay the debt whilst using my electric ,now i changed companys but was still paying the debt on my meter anywasy i have paid all except 39.00 but i have my old electric company who i owed the money too sending me letters to say i still owe naerlly most of the debt i do not , they said because i changed company my new supplier would have the money infact it was not going to them ,my new supplier say im not in credit with them now i have a debt company called past due credit hounding me for the money i have already paid ,i do not and will not pay twice, i reluctantly offerd to pay in small instalments as i am a single mum to 3 small kids on benefits now that was ok but because i didnt have a lump sum to put down today to activate the instalment account they told me thye was taking me to court?? now i do know if i am offering to pay something even though i should not have to that thye cannot take me to court ,it is not my fault that i didnt have any money today to give them infact they were very rude, i was told they cannot take me to court for such a small amount and if im offering instalments??? thanks in advance
i live in norfolk and yes i probably was left with the bill because i changed companys and this i explained to the company i owe thy said i was not to worry and they will pursue my new supplier for the money but now thye call me everyday and send me letters all the time ,i can only offer i cant pay if they wont let me pay in instalments ,if they said yes i can pay in instalments then iwould have innstead thye was very rude and told me legal action was now taking place
Your description is very confusing.
You didn’t say where you live, and that may make a difference.
I can’t tell enough from your comments to know how to answer you, BUT I CAN tell you that "offering installments" doesn’t keep them from suing you. PAYING installments does. Offering is just words, it’s ONLY your ACTIONS that count.
cw