This may sounds like a stupid question, but this is the first time I have lived on my own. I currently receive my gas and electric from British Gas, but I’m sure I could find another provider that is cheaper. How do I go about changing? Do I phone around for quotes, how do I copare them? Any recommendations? Is it easy to switch over? As I live in a shared ownership home would i need to consult the housing association before switching suppliers? Advice would be much appreciated!

Check a site like http://www.uswitch.com for comparisons. You’ll need to put in your current supplier, tariff and bill to get the most accurate comparisons.

When you’ve chosen, just write your meter readings down, and ring up your preferred supplier. You might even be able to do it on the Internet these days, but I personally prefer to talk to someone and hear them confirm that I’ve been switched over.

Good luck!